Mortgage Options


First Time Buyers

A home is one of the biggest purchases of your life and you have a lot of questions about the home buying process. The amount of new information in the marketplace can seem overwhelming. Here are just a few of the things you need to consider:


  • Can I qualify for a mortgage?
  • How much can I afford to borrow? Try theAffordability Calculator
  • Where can I get the best mortgage rates?
  • What mortgage term is right for me?
  • What other costs should I expect?
  • Can I use my RRSP funds for a down payment?
  • What do I need to know about payment options, mortgage portability and other conditions.

Your mortgage is one of your biggest expenses. For this reason it is imperative to find the best interest rates and mortgage terms you possibly can. By shopping around at renewal time you can save substantial amounts of money over the life of your mortgage loan. Don’t be one of the 60% who just simply sign their renewal letter and send it back. Use the services of a licensed mortgage professional to ensure the lenders compete for your business.



Refinancing your mortgage is just like getting a new mortgage and you should take just as much care in the process. There are many reasons for refinancing including: debt consolidation, purchasing additional property, breaking an original term if there are cost savings, or accessing equity for making home renovations or other large purchases. 


What ever your needs we are here to help.